| Estimated Closing Date | |
| Full-Year Property Tax (2025 bill) | |
| Past Due Property Taxes (if any) | |
| Water Assessment Balance (if any) | |
| Real Estate Commission Rate (%) |
| Purchase Price (contract price) | |
| Estimated Closing Date (shared) | |
| Full-Year Property Tax (shared) | |
| Past Due Property Taxes (shared) | |
| Water Assessment Balance (shared) | |
| Loan Amount (0 = cash) | |
| Earnest Money Already Paid |
| 2. Who Pays What — set the seller's share; the buyer gets the rest | |
| Item | Seller's share |
| 3. Seller Options |
| 3. Buyer Options |
| Estimated Costs of Sale — Seller | |
| Closing Fee — seller's share | |
| Title Search / Exam Fee | |
| O&E Search | |
| Title Insurance — Owner's Policy | |
| Doc Stamps — Deed Transfer | |
| Past Due Property Taxes | |
| Water Assessment Balance | |
| Real Estate Commission | |
| Property Taxes — prorated to closing | |
| Mobile / Online Notary | |
| Wire / Courier Fees | |
| Total Estimated Costs | |
| List Price | |
| Less: Total Estimated Costs | |
| Seller's Net Proceeds * | |
| Estimated Costs of Sale — Buyer | |
| Closing Fee — buyer's share | |
| Title Search / Exam Fee | |
| O&E Search | |
| Title Insurance — Owner's Policy | |
| Doc Stamps — Deed Transfer | |
| Past Due Property Taxes | |
| Water Assessment Balance | |
| Real Estate Commission | |
| Property Taxes — proration credit from seller | |
| Mobile / Online Notary | |
| Wire / Courier Fees | |
| Recording Fees — Deed | |
| Total Estimated Costs | |
| Purchase Price | |
| Plus: Total Estimated Costs | |
| Less: Loan Amount (financing) | |
| Less: Earnest Money Already Paid | |
| Buyer's Net Cost to Close * | |
* Figures update live as you edit the yellow input cells above. Rates come from the Title Rates tab. Seller net excludes possible FIRPTA withholding (non-US-citizen sellers, 15%, paid to the IRS at closing — check with your accountant).
| Agent for this listing:
Property Address:
SELLER| Your Numbers | |
| Estimated Closing Date | |
| Full-Year Property Tax (2025 bill) | |
| Past Due Property Taxes (if any) | |
| Water Assessment Balance (if any) | |
| Real Estate Commission Rate | |
| Estimated Costs of Sale — Seller | |
| Closing Fee — seller's share | |
| Title Search / Exam Fee | |
| O&E Search | |
| Title Insurance — Owner's Policy | |
| Doc Stamps — Deed Transfer | |
| Past Due Property Taxes | |
| Water Assessment Balance | |
| Real Estate Commission | |
| Property Taxes — prorated to closing | |
| Mobile / Online Notary | |
| Wire / Courier Fees | |
| Total Estimated Costs | |
| List Price | |
| Less: Total Estimated Costs | |
| Seller's Approximate Net Proceeds * |
* If the seller is not a US citizen, FIRPTA withholding of 15%, paid to the IRS at closing, may apply. Please check with your accountant. It is NOT included in any calculation above.
Closing documents must be notarized. You can sign in the title company's office at no charge, or have a mobile notary come to you ($200). Proceeds can be wired to your bank or mailed as a check. Additional fees apply for recording death certificates, trust documents, etc. They are minimal and the title company will let us know if that occurs.
NO $$ DUE FROM SELLER UPON LISTING THE PROPERTY.
ALL FEES COME OUT OF THE SELLING PROCEEDS WHEN THE SALE CLOSES.
I acknowledge receiving this fee estimate to assist me in computing my costs. The agent has tried to use the maximum charges that can be expected. The above fees and charges may vary, therefore these figures cannot be guaranteed by any Tropic Shores Realty representative.
I have read the above figures and acknowledge receipt of this form:
| Agent for this listing:
Property Address:
BUYER| Your Numbers | |
| Purchase Price (contract price) | |
| Estimated Closing Date | |
| Full-Year Property Tax (2025 bill) | |
| Past Due Property Taxes (if any) | |
| Water Assessment Balance (if any) | |
| Loan Amount (0 = cash purchase) | |
| Earnest Money Deposit Already Paid | |
| Estimated Costs of Sale — Buyer | |
| Closing Fee — buyer's share | |
| Title Search / Exam Fee | |
| O&E Search | |
| Title Insurance — Owner's Policy | |
| Doc Stamps — Deed Transfer | |
| Past Due Property Taxes | |
| Water Assessment Balance | |
| Real Estate Commission | |
| Property Taxes — proration credit from seller | |
| Mobile / Online Notary | |
| Wire / Courier Fees | |
| Recording Fees — Deed | |
| Total Estimated Costs | |
| Purchase Price | |
| Plus: Total Estimated Costs | |
| Less: Loan Amount (financing) | |
| Less: Earnest Money Deposit Already Paid | |
| Buyer's Approximate Net Cost to Close * |
* If you title in a trust, etc, there will be extra fees to record those docs before closing.
Docs for closing can be emailed for you to sign electronically. Wire instructions will be provided to you by the title company, to send in your funds.
I acknowledge receiving this fee estimate to assist me in computing my costs. The agent has tried to use the maximum charges that can be expected. The above fees and charges may vary, therefore these figures cannot be guaranteed by any Tropic Shores Realty representative.
I have read the above figures and acknowledge receipt of this form:
1232 South Blvd, Chipley, FL 32428 | 850-676-4041 | Effective June 1, 2026
The Net Sheet pulls from these cells. Edit a rate here and every calculation updates. Yellow cells are editable.
| Title Company Fees | |
| Closing Fee (full fee) | |
| Search / Exam Fee | |
| O&E Search | |
| Mobile / Remote Online Notary | |
| Courier Service (each way) | |
| Incoming Wire (buyer) | |
| Outgoing Wire (seller) | |
| Recording Fees (buyer-paid) | |
| Recording — 1st page | |
| Recording — each additional page | |
| Deed — number of pages | |
| Mortgage — number of pages | |
| State Taxes | |
| Deed Doc Stamps (per $100 of price) | |
| Note Doc Stamps (per $100 of loan) | |
| Intangible Tax (per $1 of loan) | |
| Title Insurance Rates | |
| Minimum premium | |
| Rate per $1,000 — first $100,000 | |
| Rate per $1,000 — above $100,000 | |
| Round amount up to next full $ | |
| Rate breakpoint | |
| Lender's Policy — simultaneous issue |
Title insurance rule: $5.75 per $1,000 up to $100,000, $5.00 per $1,000 above, $100 minimum, rounded up to the next full $1,000.